Older homes can offer good value, but it depends on several factors. Older homes often have more character, larger lots, and may be located in established neighborhoods with mature landscaping and historical significance. They might be more affordable than new homes and can appreciate in value if well-maintained or renovated.

However, older homes may require more maintenance, repairs, and updates (like wiring, plumbing, or HVAC), which can add to the overall cost. New homes, on the other hand, typically come with modern amenities, energy efficiency, and fewer immediate repair needs, though they might be more expensive upfront. The value of an older home largely depends on its condition, location, and the buyer’s willingness to handle potential upkeep.

A broker is a licensed real estate professional who acts as an intermediary between buyers and sellers during real estate transactions. They facilitate the buying, selling, or renting of properties and typically oversee real estate agents who work under their supervision. Brokers are responsible for ensuring that transactions comply with legal and financial regulations, handling negotiations, and completing necessary paperwork.

Brokers must complete additional education and pass a licensing exam beyond what is required for real estate agents. They can either work independently or own/manage a real estate brokerage, where they supervise agents and assist clients with real estate needs.

As a tenant, you typically cannot pay property taxes or building insurance directly—these are generally the responsibility of the landlord. Here’s a breakdown:

Property Taxes:

In most European countries, property taxes are paid by the property owner (the landlord). This tax is based on the ownership of the property, so tenants do not have to pay it directly.

Building Insurance:

The landlord is responsible for insuring the structure of the property. As a tenant, you cannot pay this insurance.

However, as a tenant, you may be responsible for:

Renter’s Insurance:

You can take out your own renters' insurance to cover your personal belongings and liability within the rental property.

Local Occupancy Taxes:

In some countries (e.g., France's taxe d'habitation), tenants may be required to pay a local residence tax, depending on where they live. So while you can't pay property taxes or building insurance, you may still need to cover renters’ insurance or local taxes depending on the jurisdiction.